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Senior Engineer, Backend, Bill Pay

Ramp · New York, NY (HQ)

hybridsenior$204,000–$280,000Posted Nov 10, 2026

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About this role

## About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over **$275B** in annualized spend flows in and out of **85,000+** companies—authorizing payments, flagging risk, categorizing spend, and closing books. We hire people with high agency and high urgency. We care less about where you trained and more about what you’ve built. ## About the Role Paying vendors is one of the most manual, error-prone jobs in finance. Invoices arrive by email and PDF, get keyed in by hand, wait on approvals, and then have to be paid on time, by the right method, for the right amount, and recorded correctly in the books. Ramp’s **Bill Pay** team builds the accounts payable system that automates this end to end: bill intake and parsing, approvals, payment execution by **ACH, check, card, and international transfer**, vendor credits, and sync to customers’ accounting systems. We’re looking for a **Senior Backend Engineer** to own a core part of that system—taking responsibility for an area such as payment execution, bill intake & AI-powered extraction, approvals, or accounting sync. ## What You’ll Do - Own the design and evolution of a core Bill Pay system (payment execution, bill intake, approvals, or accounting sync) from technical design through launch, monitoring, and iteration - Build payment workflows that move money correctly across ACH, check, card, and international rails, with safeguards against duplicate, late, or incorrect payments - Build AI-powered AP automation, including invoice extraction, auto-coding, and agents that reduce manual review - Design data models that keep every bill, approval, payment, and credit accurate and traceable through to the general ledger - Build reliable integrations with ERPs and accounting systems that stay consistent through retries, partial failures, and edits on either side - Improve reliability, performance, and observability of Bill Pay systems as payment volumes grow - Drive technical direction for your area and raise the engineering bar through design reviews, code reviews, and mentorship ## What You’ll Need - Experience designing, building, and operating production backend systems (APIs, data models, asynchronous workflows) - Track record of owning a system/product area end to end and shaping its technical direction over time - Strong system design judgment—especially around correctness, idempotency, and reliability in systems with real financial impact - Product sense: care about the customer problem, balance speed with quality - Clear communication and collaborative approach to technical decisions across product, design, and engineering ## Nice to Haves - Experience with accounts payable, payments, money movement, or other financial systems - Experience building integrations with ERPs/accounting systems (e.g., NetSuite, QuickBooks) - Experience applying LLMs, OCR, or other automation to document processing or financial workflows - Experience scaling high-volume, event-driven systems ## Benefits (Highlights) - Flexible PTO - Health and wellness stipend - Weekly coffee stipend - Medical/dental/vision coverage (US) and additional country-specific benefits (Canada/UK) - 401(k) with employer match (US) - Parental leave (up to 16 weeks birthing + bonding or 8 weeks bonding only at 100% pay) ## Notes - Beware of recruiting scams: Ramp will only contact you through official **@Ramp.com** email addresses

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