Senior Staff Software Engineer - Identity & Trust
Earnin · Remote, US
About this role
**About EarnIn** EarnIn is a pioneer of earned wage access, building products that deliver real-time financial flexibility for people living paycheck to paycheck. Our community members can access their earnings as they earn them—with options to spend, save, and grow their money, without mandatory fees, interest rates, or credit checks. We have an experienced leadership team, world-class funding partners (A16Z, Matrix Partners, DST, Ribbit Capital), and a strong core business with tremendous runway. We’re growing fast and looking for world-class talent to help shape our next chapter. --- **Position Summary** EarnIn is seeking an exceptional **Senior Staff Software Engineer** to define and evolve the **Identity & Trust** platform. This platform enables secure, effortless access and trustworthy customer onboarding across EarnIn’s expanding consumer and enterprise ecosystem. This role spans: - Identity, authentication, authorization - Identity verification (KYC) - Privacy and data protection - Secure document processing - User/entity resolution - Fraud prevention You’ll architect foundational capabilities used across the company—from verifying customers are who they claim to be, to protecting sensitive information, securely handling identity documents, and detecting/preventing duplicate or abusive identities. As a Senior Staff Engineer, you’ll operate at both deep technical and organizational scale: shaping multi-year platform strategy, leading architecture across multiple teams, solving ambiguous high-impact problems, and establishing engineering patterns that help teams build trusted customer experiences safely and quickly. You’ll also help define how AI/agentic workflows can responsibly amplify engineering productivity with guardrails for security, privacy, correctness, and operational reliability. **Compensation & Location** - Base salary range: **$238,660–$341,000 + equity + benefits** - Remote role --- **What You’ll Do** - **Set Platform Strategy & Architecture:** Define the technical vision and multi-year roadmap for Identity & Trust, establishing scalable patterns across authentication, authorization, KYC/identity verification, PII protection, secure document processing, deduplication, and related trust capabilities. - **Lead High-Impact Technical Initiatives:** Drive complex, ambiguous initiatives across multiple services and teams—from problem definition and architecture through implementation, rollout, and long-term operation. - **Build Secure, Resilient Infrastructure:** Design highly available distributed systems and APIs using microservices and event-driven architectures (e.g., Kubernetes, Kafka, DynamoDB, MySQL), with strong emphasis on security, privacy, reliability, and regulatory requirements. - **Evolve Identity & Trust Capabilities:** Architect solutions for OAuth 2.0, OpenID Connect, SAML, RBAC/ABAC, MFA, identity federation, KYC, PII tokenization, data vaulting, secure file ingest/scanning, and user/entity deduplication. - **Create Organizational Leverage:** Establish reusable architecture patterns, standards, APIs, documentation, and platform primitives so product teams can safely consume Identity & Trust capabilities. - **Drive Operational Excellence:** Set the bar for reliability, observability, SLOs, incident response, capacity planning, disaster recovery, and production readiness. - **Advance AI-Powered Engineering:** Lead responsible adoption of agentic workflows and multi-agent systems for automation (t
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