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Software Engineer- Money Engineering

Cssmerge · New York, NY

onsiteunknown$145,000–$183,250Posted Sep 22, 2026JavaGoPostgreSQLRedisAWSAzureRESTmicroservices

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About this role

**Who we are** Atoms is building the machines that power the next era of progress—real-world robots for the industries that move civilization forward (starting with food, mining, and transport). We integrate across hardware, software, AI, operations, manufacturing, and deployment to understand, predict, and control the real world with precision. **What you’ll do** - Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability. - Own your team’s operations and availability: ensure monitoring, triage rotations, playbooks, policies, testing, and alerting are in place to support “keep the lights on” on-call efforts. - Collaborate with product management, design, and analytics across the product development lifecycle—participate in ideation, articulate technical constraints, and partner on decisions that consider risks and trade-offs. **What we’re looking for** We value engineers passionate about building resilient, trustworthy financial systems and excited to solve complex problems in the money domain. **Basic Qualifications** - Proficiency in backend programming languages like **Java** or **Go**. - Familiarity with **relational and/or NoSQL databases** (e.g., **PostgreSQL**, **Redis**). - Experience with **cloud platforms** like **AWS**, **Google Cloud**, or **Azure**. - Understanding of **RESTful APIs**, **microservices**, and **distributed systems**. - Strong **debugging** and **problem-solving** skills. **Preferred Qualifications** - **3+ years** of professional software engineering experience, with significant time spent in **payments, billing, or financial technology**. - Deep understanding of the **payment processing lifecycle** (authorization, capture, settlement, reconciliation). - Direct experience with **payment gateways** (e.g., **Stripe**, **Adyen**, **PayPal**). - Demonstrated experience architecting and operating **large-scale, fault-tolerant distributed systems** handling financial data. - Knowledge of **fraud detection techniques** and experience building or integrating with risk management systems. **Why join us** Work on ambitious, real-world impact—turning valuable unknown truths into progress. We invest in trust and team strength, and we’re committed to seeing challenging work through together. **Location & Schedule** - Based in our **New York office** - Office-based teams work **onsite, five days a week** **Compensation** - Base salary range: **$145,000 - $183,250 per year** - Actual compensation varies by experience, skills, and qualifications - May include **equity awards** and an **annual performance-based bonus** **Benefits (USA Full-Time Exempt Employees)** - Medical, dental, and vision insurance (multiple plans, incl. HSA options) - Company-paid life and disability insurance (short- and long-term) - Voluntary insurance: accident, critical illness, hospital indemnity - Optional supplemental life insurance for self, spouse, and children - Pet insurance discount - **401(k)** - **HSA** - Flexible Spending Accounts (Healthcare, Dependent Care, Commuter) - Time off: discretionary vacation days, **8 paid holidays**, paid sick time, paid bereavement leave, paid parental leave **Note** Benefits are subject to change. Atoms accepts applications on an ongoing basis. **Ready to join us?** *#LI-Onsite*

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