Senior Fraud and Risk Engineer
Breezecash · New York City, NY
About this role
## Senior Fraud & Risk Engineer ### About Breeze Breeze is building the AI-powered infrastructure layer for global commerce—making it radically simpler for businesses to sell, get paid, and operate across markets. We go beyond traditional payment processing by combining global payments, AI, stablecoins, and a Merchant of Record-like model to handle complexity such as compliance, risk, fraud, chargebacks, reconciliation, and customer support. ### Overview We’re hiring a **Senior Fraud & Risk Engineer** to own and build the risk infrastructure that powers our payments platform. This is a strategic, hands-on role where you’ll design, implement, and scale fraud detection systems across a diverse and growing portfolio of merchants. You’ll work with best-in-class tools like **Sift** and **Sardine** to create a **multi-merchant risk engine** that balances approval rates with fraud prevention—covering everything from rules architecture to model tuning and chargeback analysis. *Preference for a colleague who can work hybrid in our NYC office.* ### What You’ll Do - Own and evolve Breeze’s fraud risk engine, integrating **Sift ML scoring** and **Sardine rules** across all merchant categories - Design and maintain a scalable rules architecture (category-level defaults, merchant-specific overrides, velocity checks, blocklists) - Continuously tune thresholds and features across merchant segments to optimize approval rates and minimize fraud - Build feedback loops between manual review decisions, chargeback data, and model retraining to improve detection accuracy - Partner closely with risk operations to translate real-world fraud patterns into automated rules and systems - Lead onboarding of new merchants into the risk stack, solving cold-start challenges and calibrating risk for new verticals - Monitor and improve key fraud KPIs (approval rate, chargeback rate, false positive rate) - Collaborate cross-functionally with product, engineering, and operations to ensure risk systems are scalable and deeply integrated into the platform ### What We’re Looking For - Bachelor’s degree or equivalent practical experience - **6+ years** of experience in fraud/risk engineering within fintech, payments, marketplaces, acquiring processors, or related technology environments - Hands-on experience integrating and operating third-party fraud detection platforms (e.g., **Sift, Sardine, Forter, Featurespace, Feedzai, Kount**) - Experience designing and supporting fraud systems for multi-merchant or marketplace environments (segmentation, shared models, merchant-specific risk strategies) - Strong understanding of payments infrastructure, transaction flows, fraud vectors, and rules engine design (layered rules, velocity checks, scalable rule management) - Deep operational fraud expertise (manual review workflows, chargeback management, false-positive analysis, translating operational insights into technical solutions) - Ability to own fraud and risk systems end-to-end (architecture/integration through deployment, measurement, and iteration) - Highly analytical, data-driven, and outcomes-focused (experimentation and continuous improvement) - Strong cross-functional collaborator across engineering, product, operations, and risk teams - Adaptable and resourceful in fast-paced, ambiguous environments ### Nice to Have - Familiarity with **PCI compliance**, **3DS**, and PSP-level risk tooling - Experience with high-risk verticals such as gaming, crypto, or digital goods
Listing freshness
CronJobs last confirmed this listing 1h ago. If its source stops confirming the opening for seven days, this page is removed from active inventory.