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Senior Staff / Staff Software Engineer, Trust & Safety

Chime · Chicago, IL, USA; San Francisco, CA, USA

hybridsenior$223,000–$223,000Posted Oct 7, 2026

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About this role

**Senior Staff / Staff Software Engineer, Trust & Safety (Chime)** ## About the Role Chime is looking for **Senior Staff and Staff Engineers** to lead our high-impact **Member Trust & Safety** group. This is an opportunity to help shape the vision for one of Chime’s foundational pillars. The Trust & Safety organization focuses on **sustainable growth**, **protecting members**, and **reducing fraud losses and operational costs**. You’ll provide **technical and architectural guidance** across multiple teams building scalable, extensible frameworks that deliver smooth, streamlined risk experiences across every checkpoint of a member’s journey. You’ll collaborate **function-wide** with engineering and cross-functional partners to deliver the Trust & Safety vision. ## In this role, you can expect to - Work with engineering and product leadership to build a **cross-functional vision** - **Design and evolve** new and existing capabilities - Deliver **secure, reliable, high-performance infrastructure and APIs** - Identify and help resolve **bottlenecks** in software development and infrastructure - Write and guide engineers to produce **elegant, scalable code** with an **owner’s mindset** - Mentor others on architecture and design that **scales with Chime’s growth** - Step in as **Team Lead** as needed during projects - Ensure technical decisions support **quality, performance, scalability, reliability, availability, and security** goals - Contribute to organization-level **architecture and technology** discovery, vetting, and decision-making ## To thrive in this role, you have - **12+ years** of software engineering experience - Experience building and evolving **high-scale back-end solutions** - Passion for building **end-to-end member-facing features and systems** - Strong competency in **distributed systems** and **scalable, extensible, high-availability** platforms - Experience leading and empowering **multiple teams** - A **language/technology stack-agnostic** mindset - Ability to work in an **agile** environment ## What we offer (highlights) - **In-office policy:** 4 days/week in the office; Fridays from home for those near an office (plus team/company events by location) - **Benefits** including backup child/elder/pet care and subsidized commuter benefits (eligible employees) - **Comprehensive health, financial, and wellbeing benefits** - **Generous vacation** and company-wide paid days off - **1% of time off** to support local community organizations of your choice - **Annual wellness stipend** - **Paid parental leave:** up to 22 weeks (birthing) and 12 weeks (non-birthing) - **Family planning reimbursement** *#LI-MB1 #LI-Hybrid* *Note: This posting includes additional content beyond the excerpt provided.*

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