Staff Software Engineer, Payments (AirCover Insurance Platform)
Airbnb · Remote - USA
About this role
## Staff Software Engineer, Payments (AirCover Insurance Platform) ### The Community You Will Join The AirCover Insurance Platform team builds the systems behind AirCover, including **Host liability insurance**, **Experiences liability insurance**, and **Host damage protection**. The team enables launching and operating insurance products across global markets, and helps identify what increases the number of Hosts and guests who are protected. You’ll work with engineering, product, data science, and legal partners across Airbnb’s hubs. ### What You’ll Do As a **Staff Engineer** on the AirCover Insurance Platform, you’ll lead the design and evolution of core subsystems that manage **policies, coverage, enrollment, regional rules**, and the **experimentation capabilities** that drive attach rate. At the staff level, you’ll set the technical vision and deliver solutions that are **flexible, always available, auditable, and scalable**. **Key responsibilities:** - Design future-state architecture to expand AirCover to new regions and products without rebuilding for each market—balancing launch needs with long-term quality. - Lead experimentation framework design for insurance offers, pricing, and placement, with trustworthy measurement of attach rate and downstream outcomes. - Lead engineers inside and outside your team; be the technical owner of significant scope through ambiguity. - Partner early with Product, Design, Data Science, and Legal to shape requirements and steer teams toward the most efficient path. - Raise the bar for technical quality from design → code review → production operations. - Mentor engineers and act as a player/coach to build the team and drive collaboration across multiple teams. - Apply emerging technology (including **LLMs**) where it improves automation and the experience for Hosts and guests. ### A Typical Day - Write and review designs and code for **high-availability, distributed backend services**. - Make architectural trade-offs and scale services in a **regulated, multi-region** environment with strong audit, privacy, and data-integrity needs. - Analyze data to find gaps in conversion and coverage, then turn insights into product/platform changes. - Partner with Product, Data Science, Data Engineering, Legal, and platform teams to drive engineering decisions and influence outcomes. - Present technical and product deep dives to stakeholders and leadership. ### Your Expertise - **9+ years** of relevant software development experience (or **7+** with an advanced degree) in a fast-paced tech environment. - Expert backend systems experience in large-scale, service-oriented architectures; real-world experience in **Java, Kotlin, Python, Go**, or similar. - Experience designing **multi-region** or **multi-tenant** platforms with configurable, rules-driven behavior. - Experience with **A/B testing** and experimentation systems; using data to improve conversion or attach rates. - Proficiency designing/operating high-performance systems with reliable monitoring and logging; working knowledge of **relational databases and SQL**. - Strong judgment balancing short-term business needs with long-term technical quality. - Insurance, payments, fintech, or other regulated domain experience is a plus. - Hands-on technical leadership across multiple teams with excellent communication for technical and non-technical audiences. - Bachelor’s degree or equivalent practical experience. ### Inclusion & Belonging Airbnb is co
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