Staff Software Engineer, Financial Infrastructure
Gusto · Burlingame, CA - Hybrid; Denver, CO - Hybrid; New York, NY - Hybrid; San Francisco, CA - Hybrid
About this role
**Staff Software Engineer, Financial Infrastructure** **About the Role:** You'll be a key engineer focused on building and owning the systems that move money and assets through Gusto Retirement. This is a hands-on role: owning backend services and APIs end-to-end, shipping production code, and working through real financial edge cases. **Day-to-Day Responsibilities:** • Design, build, and ship services and APIs for money movement and financial integrations • Work on payments, settlements, reconciliation, and corrections involving real customer funds • Build critical workflows like payroll integration, KYB/KYC, 401k loans, billing and invoicing, and IRA • Partner with product, compliance, and operations to scope work and deliver production-ready solutions • Debug production issues and improve reliability, observability, and operational tooling • Mentor other engineers on complex technical problems at scale • Write clear, reliable, well-tested code that ships quickly and scales well **What We're Looking For:** • 8+ years of software engineering experience building and shipping production products • Strong experience with services, APIs, and data-heavy workflows • Experience with financial systems, payments, or high-correctness domains • Comfortable owning systems end-to-end, including production support • Experience with Ruby on Rails (or comparable backend framework) • Pragmatic, execution-focused approach with clear communication skills • Ability to mentor engineers and work cross-functionally **Compensation & Details:** • Denver & most remote: $163,000–$204,000 • San Francisco & New York: $197,000–$247,000 • Stock equity additional • Hybrid: 2–3 days/week in office (Denver, SF, NYC, or Scottsdale) • Office onboarding required **About Gusto:** Gusto helps small businesses with payroll, health insurance, 401(k)s, and HR. We support 500,000+ small businesses nationwide with teams in Denver, San Francisco, and New York. All full-time employees receive competitive base pay, benefits, and equity (RSUs).
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