Staff Product Mobile Engineer, Business Money
Gusto · Denver, CO - Hybrid; New York, NY - Hybrid; San Francisco, CA - Hybrid
About this role
**Staff Product Mobile Engineer — Business Money** **About Gusto** At Gusto, we’re on a mission to grow the small business economy. We handle the hard stuff—payroll, health insurance, 401(k)s, and HR—so owners can focus on their craft and their customers. With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve. All full-time employees receive competitive base pay, benefits, and equity (RSUs). Offer amounts are determined by role, level, and location. Learn more about our Total Rewards philosophy. AI is a fundamental part of how work gets done at Gusto. We expect team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves. **About the Role** As a **Staff Product Mobile Engineer**, you’ll architect and build user-facing mobile experiences that evolve Gusto’s personal finance platform. You’ll operate across **native iOS and Android** using modern declarative frameworks (**SwiftUI** and **Jetpack Compose**), a shared **GraphQL API** layer, and **AI-native workflows** to deliver seamless end-to-end features. Your work will focus on improving financial tools for everyday employees—helping them reduce financial stress, build healthy money habits, and gain greater control over their paychecks. You’ll collaborate with a cross-functional team and provide technical leadership across the product lifecycle—from ideation and architecture to release and long-term scaling. **About the Team** The **Consumer Money** team helps employees achieve financial peace of mind by bridging employment and personal finances. The team’s product suite gives workers complete control over their money—including on-demand pay, high-yield cash accounts, and automated savings—anchored to the paycheck relationship Gusto uniquely powers. Operating as one of the fastest-growing engines within Gusto Money, the team builds at a fast, startup-like pace and is incubating 0-to-1 foundational technologies to power Gusto’s broader financial platform vision. **Day-to-day** - Architect, build, and deploy native mobile features end-to-end across **iOS (SwiftUI)** and **Android (Jetpack Compose)** using a shared **GraphQL schema** - Drive product development from concept to launch, ensuring technical rigor, system performance, and mobile security in a regulated banking domain - Adopt and maximize best practices for using **AI technologies** (e.g., Claude) to accelerate cross-platform feature translation, raise code quality, and optimize team velocity - Collaborate on complex and ambiguous mobile architecture problems with Engineering, Product Management, Design, and external banking partners - Build and maintain mobile infrastructure, testing automation, and release pipelines to support dual-platform scaling - Mentor team members, guide mobile architectural standards, and participate in opposite-platform code reviews to ensure idiomatic code quality across both stacks **What we’re looking for** - **8+ years** of professional mobile software development experience with deep expertise in **at least one primary native stack** (**Swift/iOS** or **Kotlin/Android**) - Willingness to flex across both mobile platforms, building natively with **SwiftUI** and **Jetpack Compose** backed by shared API contracts and AI translation workflows - Deep understanding of modern declarative UI paradigms, reactive state managemen
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