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Associate Software Engineer

Point Digital Finance · San Francisco, California, United States

hybridjunior$138,700–$153,300Posted Sep 22, 2026TypeScriptPythonJavaGoAPIsRelational databasesUnit testingAI/ML

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About this role

**Associate Software Engineer — Point** **About Point** - **Real Impact, Real People:** Help make homeownership more valuable and accessible—supporting homeowners in building wealth, achieving financial flexibility, and reaching life-changing goals. - **Funding:** Over **$175M raised** from top investors (e.g., Andreessen Horowitz, WestCap, Greylock, Prudential). - **Game-changing product:** Building a category-defining home equity platform (e.g., **4.7 Trustpilot** rating and **A+ from the BBB**). - **Great Place to Work:** **Certified Great Place to Work** and named a **Fortune Best Workplaces in the Bay Area**. - **Remote-first culture:** Work from anywhere in the U.S. with strong virtual collaboration; some roles may require **onsite work in Palo Alto (1 day/week)**. **Location** - **Hybrid role** based in **Palo Alto**, with team members expected to work onsite **one day per week**. **About the role** Point is seeking a **Software Engineer (IC1)** to support and grow Point’s **multi-product digital platform**. You’ll work within the **Customer Operations** pillar, building smaller features within a defined product area to help Sales and Customer Experience deliver faster, smarter, and more personalized experiences. This is an **entry point into production engineering**—you’ll learn how systems fit together, how features move from design review to release, and how emerging technologies (including **AI-assisted workflows**) are applied in real production environments under responsible data and privacy guidelines. Ideal for an early-career engineer who is eager to learn, receptive to feedback, comfortable in a fast-paced environment, and communicates proactively. **Your responsibilities** - Build and ship **small, well-scoped features** within an established codebase (with guidance). - Write and test code against **acceptance criteria**, including **unit tests** for positive and negative conditions. - Submit **clear, reviewable PRs**; review teammates’ code and use feedback to grow. - Collaborate with senior engineers on solution design and discuss tradeoffs. - Participate in **sprint planning, grooming, retrospectives,** and **technical design reviews**. - Communicate **progress, risks, and blockers early and often** (over-communicate). - Learn how **AI- and data-powered components** are used in production while following responsible data/privacy guidelines. - Write clearly in informal and formal mediums (Slack/email, Jira tickets, commit messages, PR descriptions). - Follow team standards for testing, documentation, monitoring, and operational readiness; make minor refactors to keep code clean. - Estimate your own tasks, seek mentorship, and partner with product managers to understand business impact. **About you** - Bachelor’s degree in CS/Engineering (or related) **or equivalent practical experience**. - **0–2 years** professional software engineering experience (including internships/co-ops), writing object-oriented code in production, coursework, or open-source. - Foundational OOP understanding (classes, interfaces, encapsulation, inheritance vs. composition) in an OOP language such as **TypeScript, Python, Ruby, Java, or C#**. - Working understanding of **data structures and data modeling**; ability to break problems into well-named objects/methods/responsibilities. - Some exposure to **APIs** and working with a **relational database**. - Familiarity with **unit testing** (including stubbing/mocking) and willingness to b

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